Budget Amortization Math
Real interest and payoff math for every account you track — computed from your own real numbers, never a generic estimate.
How it works
Add your accounts
Checking, savings, credit cards, and loans — every monetary value is stored as an exact decimal, never floating-point math that can quietly drift.
Run a payoff projection
Click Payoff projection on any card or loan for the real month-by-month interest, principal, and balance schedule, plus what paying extra each month would actually save.
Open loan strategy tools
Set a payoff goal, upload the actual signed documents, and research the lender's practices and refinance/assistance options through real, cited web search.
Analyze strategies
Get concrete, source-cited suggestions ranked against your goal. Nothing here is legal or financial advice, and nothing acts on your behalf — you decide what to pursue.
Track bills & income
Add bills and income sources and the This month panel updates instantly to show your real projected surplus or deficit.
Try it yourself
Every capability described here is real and already built into Easy Life Agents β nothing on this page is a mockup.
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